Pre Retirement (50’s & 60’s)

You are at the final stage of your working life. You have extra savings capacity due to lower debt levels (or debt free) and your children are no longer dependant. You are increasingly thinking about retiring. Over your working life you have accumulated wealth by building up your investment portfolio and have reduced and/or paid off your debts.

At this stage of life, it is important to start planning for retirement as early as possible to give you sufficient time (ideally at least 5 years before retirement) to get you financially ready for retirement.

Whilst you are still working, you can prepare for retirement by:

setting retirement goals (e.g. when will you retire, where will you live, how much will you spend in retirement)
understanding how long your money will last in retirement and when you can afford to retire
structuring your accumulated financial assets to maximise your retirement savings
boosting your savings in preparation for retirement
making sure your superannuation is healthy and working hard for you
continuing to accumulate wealth tax effectively
protect and preserve the wealth you have accumulated
estate planning (ensuring your Will and Enduring power of attorney remain up to date)

Speak to a Financial Planner

WHEN IS THE RIGHT TIME TO SEE A FINANCIAL PLANNER?

We can all benefit from financial advice, the sooner you start preparing for your retirement the better… but you should certainly consider seeking financial advice BEFORE these key times… so that you can make smarter money choices.

Some key times to consider getting advice are before you:

Retire, seek advice at least 5 to 10 years before retirement
Get a promotion or change jobs
Buy a home, upgrade your home or sell your home
Buy or sell investment properties
Invest in or sell shares, managed funds or cash
Changing your family situation
Receive an inheritance
Receive a redundancy

Book a FREE 1-hour retirement plan meeting

Whilst it is never too late to start planning, the earlier you start the more likely you will achieve your retirement goals.

To retire sooner and help turn your retirement into reality, contact us and speak with your local Gold Coast Financial Planner today.

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Centrelink Age Pension: New Asset Test Rules 1st Jan 2017

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Trump: Pump and Slump?

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Testimonials

It’s great to have a company, like Oak Tree Financial Planning, that really care about you . Big or small, their commitment is the same. Such a great feeling to be able to trust that they are honest and trustworthy. Highly recommended! ...
-Kate and Brian, Gold Coast QLD, Nov 2017
The personal and professional manner in which Daniel Miklos from Oak Tree Financial Planning conducted our annual financial reviews has been a refreshing experience compared to other financial institutions. We have referred Oak Tree Financial Planning to others. They too have been impressed with the professional and caring way Daniel has ...
-Phyllis and Ed, Central Coast NSW, July 2017
Daniel, from Oak Tree Financial Planning, has been supporting us with financial advice for 4 years now and he has been absolutely professional, supportive, timely and all round has helped us achieve our financial goals. ...
-Maria and Allan, Bribie Island QLD, Oct 2017
I have been doing business with Daniel and the team at Oak Tree Financial Planning for the last two years, and I am very happy with their services. ...
-Julie, Hastings Point NSW, Oct 2017
Highly recommended Daniel and Karen and their team from Oak Tree Finanical Planning. Their honesty, professionalism and financial planning skills has been so valuable to our family. They will help you asses your current financial position and work with you to achieve your goals for the future and build your ...
-Tahlia and Cory, Tweed Heads NSW, Sept 2017
Daniel, thank you so much for all your help with our financial advice. We definitely value all the advice you have given us and have loved dealing with Oak Tree Financial Planning. I would definitely recommend your services to others. ...
-Anna and Adam, Brisbane, Feb 2015
We are extremely happy with the service that Oak Tree Financial Planning has offered us. Within 3 years they showed us how we could afford 2 investment properties without it affecting our current lifestyle. I don’t think we would be in our current position without their help. They took the time ...
-Lloyd and Michelle, Canberra ACT, Sept 2015

ENQUIRE WITH US TODAY!

Call for a FREE Initial Consultation

07 5599 1662

Pre Retirement (50’s & 60’s)

WHEN IS THE RIGHT TIME TO SEE A FINANCIAL PLANNER?

Blog Categories

Our Blog

5 Reasons to Take Your Personal Insurance More Seriously

Centrelink Age Pension: New Asset Test Rules 1st Jan 2017

Trump: Pump and Slump?

6 ways women can make more of their super

Investing for your Children’s Future

Super – Have You Got Enough?

Protecting your Lifestyle in the Face of Disaster

Investing for Income

Financial Management for Gen Y

Testimonials

ENQUIRE WITH US TODAY!

Call for a FREE Initial Consultation

07 5599 1662

Pre Retirement (50’s & 60’s)

WHEN IS THE RIGHT TIME TO SEE A FINANCIAL PLANNER?

Blog Categories

Our Blog

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