We are more than just a financial planning practice, we are your ‘one stop shop’ for all your financial services needs.
Full Financial Planning services (Financial Planning Gold Coast, Tweed Coast, and Brisbane)
Financial and Investment advice
Retirement Planning advice
Wealth Creation advice
Property Investing advice
Superannuation and SMSF advice
Wealth Protection and Personal Insurance
Full lending and mortgage broking service: we can arrange loans and finance
Home Loan Refinancing
Access to accountants and taxation & business specialists
Together, our team of qualified and experienced financial planners and advisers, will work closely with you to build personalised comprehensive financial plans that Create, Grow and Protect your Wealth.
As we move through life, find a partner, raise a family, and maybe start a business, the importance of insurance in a long term plan increases. That's because insurance is all about providing a financial safety net that helps you to take care of yourself and those you love when you need it most.
Here are 5 reasons why insurance matters:
1. Protection for you and your family
Your family depend on your financial support to enjoy a decent standard of living, which is why insurance is especially important once you start a family. It means...
Assets tests and the aged pension: do new rules affect you?
If you need to live in residential aged care it’s likely you will need to pay aged care fees to cover the costs of your care and accommodation, which will be based on your assets and income. Your social security pension entitlements are generally included when calculating your income.
There will be changes to the way the aged pension is calculated from 1 January 2017 and these changes may affect your ongoing aged care fees. It’s important to understand how these changes may...
The prospect of Donald Trump as US President seemed like a fantasy only a year ago, and yet, here we are today watching a Clinton v Trump election race. The uncertainty around Trump means Australia, and the world, are taking a closer interest than in the past. Betting markets place Trump at a 25% chance of winning, but he held a narrow lead in the polls only a month ago. We consider what a Trump presidency could mean for the global economy and markets.
How did we get here – the Trump card
Globalisation and deregulation has boosted...
Women have to work their superannuation investments harder to help improve their retirement income. Lower salaries and time out of the workforce to raise families leave women with less than half the retirement savings of men, according to a recent ANZ study.
A Senate inquiry is underway to examine the problem but in the meantime, how can women make the most of what they’ve got?
1. Use just one super fund
If you’ve worked for several different employers who have paid your compulsory super contributions into different funds, consolidate...
Give your kids a great start in life.
Wouldn't it be nice to give your child $41,600* on their 18th Birthday? That's a nice deposit on a home, or a new car, or a wedding paid for, or simply a great financial head start in life!
All it takes is to invest as little as $20 per week.
Investing is easy. Our experienced financial planner's can help you set up an online investment account today that is tailored for you and your family. Invest as little or as much as you like (with a minimum of $20 per week), retain full access to...
Have you ever considered how you will fund your retirement? Like many Australians you may contribute regularly to your superannuation fund, but have you actually determined how much you will need to survive once you stop working? Waiting until you retire to do the sums is leaving it too late. There are a few questions you can ask yourself to help decide how much you are going to need to have in your super account.
A general rule of thumb is that when you retire, you will need about 2/3 of your current income to be able to comfortably make...
Like many people, you probably work hard and enjoy the benefits of a comfortable lifestyle as a result. Have you ever considered what would happen if you were unable to work, or if your finances were adversely affected by an unforeseen disaster? Don’t let all your hard work go for nothing – take steps to protect your family’s future.
Insurance is the best way to protect your lifestyle and help ensure that no matter what happens in the future, you and your family will still be able to enjoy the standard of living you are used to. In...
You’ve worked hard to build your wealth and now it’s time to make your money work hard for you. Here’s a step by step guide to build a plan to help you maximise the income you receive from your investments.
Step 1 - Choose your structure(s)
For most people, the structures they hold their investments in will have the greatest impact on the amount of income they receive. The structure you use (such as superannuation, account-based pension, annuity or family trust) will determine the amount of tax you pay or, if you are retired, the...
Wealth management and planning for the future is not just for married couples and older people. Planning for the future while you are still young can have a lot of benefits for you in the long term, particularly when it comes to your retirement. According to the Australian Bureau of Statistics (ABS), in 2006, 31% of young people in their twenties were still living with their parents, mainly for financial reasons.
Making an early start on planning your financial future can help you achieve financial independence sooner, purchase a property...
It’s great to have a company, like Oak Tree Financial Planning, that really care about you . Big or small, their commitment is the same. Such a great feeling to be able to trust that they are honest and trustworthy. Highly recommended! ... -Kate and Brian, Gold Coast QLD, Nov 2017
The personal and professional manner in which Daniel Miklos from Oak Tree Financial Planning conducted our annual financial reviews has been a refreshing experience compared to other financial institutions.
We have referred Oak Tree Financial Planning to others. They too have been impressed with the professional and caring way Daniel has ... -Phyllis and Ed, Central Coast NSW, July 2017
Daniel, from Oak Tree Financial Planning, has been supporting us with financial advice for 4 years now and he has been absolutely professional, supportive, timely and all round has helped us achieve our financial goals. ... -Maria and Allan, Bribie Island QLD, Oct 2017
I have been doing business with Daniel and the team at Oak Tree Financial Planning for the last two years, and I am very happy with their services. ... -Julie, Hastings Point NSW, Oct 2017
Highly recommended Daniel and Karen and their team from Oak Tree Finanical Planning. Their honesty, professionalism and financial planning skills has been so valuable to our family. They will help you asses your current financial position and work with you to achieve your goals for the future and build your ... -Tahlia and Cory, Tweed Heads NSW, Sept 2017
Daniel, thank you so much for all your help with our financial advice. We definitely value all the advice you have given us and have loved dealing with Oak Tree Financial Planning. I would definitely recommend your services to others. ... -Anna and Adam, Brisbane, Feb 2015
We are extremely happy with the service that Oak Tree Financial Planning has offered us.
Within 3 years they showed us how we could afford 2 investment properties without it affecting our current lifestyle. I don’t think we would be in our current position without their help. They took the time ... -Lloyd and Michelle, Canberra ACT, Sept 2015