Our office is centrally located in Coolangatta/Tweed Heads making it convenient and easier for all our Gold Coast and Northern NSW clients to get to.

Can't come to us? We also offer a premium advice service and can arrange to meet with you in the convenience of your own home or workplace.

For more information, or to book your FREE no obligation initial consultation with a Financial Planner please call us, send us an email, or simply fill in the form below.

Home Loans & Debt Management

Need a new home loan? Time to get in control of your debts? Refinance to a lower interest rate.

Specialising in;

●   Home Loans

●   Investment Loans

●   Refinancing & Loan restructure

●   Commercial Loans

●   Personal Loans

●   Self Managed Super limited recourse loans


Potential to reduce your loan interest rates, repay your home loan sooner and live the lifestyle you want now!


With Oak Tree Financial Planning, you can get the best of both worlds… the Debt Management Strategy and any Finance that needs to go with it!


Whether you need a home loan, investment loan, personal loan or refinanced loan, we are here to help you.



As Financial Planners we understand the importance of having a debt management strategy in place first, before considering loan products.

So when it comes to managing your debts and loans, we always consider STRATEGY FIRST and PRODUCTS second.


1. The First Step: Work out your Debt Management Plan

A qualified & licensed Financial Planner will take the time to sit down with you and work out a strategy and a plan for managing your debts including your home loan debt, personal loans, credit card debt, car loans and/or business loans, and show you how you can pay off your loans sooner, and if appropriate, how to use debt to help you grow your wealth successfully.


2.  The Second Step: Find the right product.. choosing the loan provider

The next part is easy, choose a product which fits in with your debt management plan. Put simply, arranging the finance… which means finding the right home loan or refinancing your loan to a better loan provider that meets your needs, and we can assist you with getting the right loan through our partnered mortgage brokers. Making the whole process simple, we take care of all the paperwork so that you don’t have to worry about it.


We make things easy for you, we’ll work out your debt management plan and then arrange the finance to help you achieve it!


We offer a free consultation to discuss your debt management needs and our partnered mortgage brokers will even review and/or process your new loans for free. Let us make repaying your debts a reality and let’s get that home loan repaid faster!


Book a FREE 1-hour consultation




With access to over 30 different lenders to choose from, our partnered mortgage brokers can help find a loan product that’s right for you.

Whether you are an existing home owner, a first home buyer or a seasoned investor, we can help find the right loan product for you and your family.

Specialising in;

        Property Investment Loans

        Home Loans


        Debt Consolidation

        SMSF Property Lending


We’ll help organise all the paperwork for you so that you get a loan product that’s right for your debt management plan.


Contact us to learn which home loan and debt management strategies are right for you. Need to refinance? see how much you can save, get a financial plan in place to repay your home loan and debts quicker, and start using all those monies wasted on bank interest to enjoy more of life!


Whether you are looking to borrow money to purchase property investments, or want to refinance your existing home loan, we can help you find the right loan to suit your needs. We are proud to offer a free 1 hour consultation to discuss your debt management needs.


Get Started.. Refinance your Loan


You may also be interested in Property Investing or Wealth Creation.


Mortgage broking services are provided by Outsource Financial, Australian Credit Licence 400120.


Our Blog


  • It’s great to have a company, like Oak Tree Financial Planning, that really care about you . Big or small, their commitment is the same. Such a great feeling to be able to trust that they are honest and trustworthy. Highly recommended! ...
    -Kate and Brian, Gold Coast QLD, Nov 2017

  • The personal and professional manner in which Daniel Miklos from Oak Tree Financial Planning conducted our annual financial reviews has been a refreshing experience compared to other financial institutions. We have referred Oak Tree Financial Planning to others. They too have been impressed with the professional and caring way Daniel has ...
    -Phyllis and Ed, Central Coast NSW, July 2017

  • Daniel, from Oak Tree Financial Planning, has been supporting us with financial advice for 4 years now and he has been absolutely professional, supportive, timely and all round has helped us achieve our financial goals. ...
    -Maria and Allan, Bribie Island QLD, Oct 2017

  • I have been doing business with Daniel and the team at Oak Tree Financial Planning for the last two years, and I am very happy with their services. ...
    -Julie, Hastings Point NSW, Oct 2017

  • Highly recommended Daniel and Karen and their team from Oak Tree Finanical Planning. Their honesty, professionalism and financial planning skills has been so valuable to our family. They will help you asses your current financial position and work with you to achieve your goals for the future and build your ...
    -Tahlia and Cory, Tweed Heads NSW, Sept 2017

  • Daniel, thank you so much for all your help with our financial advice. We definitely value all the advice you have given us and have loved dealing with Oak Tree Financial Planning.  I would definitely recommend your services to others. ...
    -Anna and Adam, Brisbane, Feb 2015

  • We are extremely happy with the service that Oak Tree Financial Planning has offered us. Within 3 years they showed us how we could afford 2 investment properties without it affecting our current lifestyle. I don’t think we would be in our current position without their help. They took the time ...
    -Lloyd and Michelle, Canberra ACT, Sept 2015



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